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Woodwards Pension Plans and Benefits

For questions about Woodward’s pension plans and benefits, former employees should contact:

Pension & Retirement Programs Department

Hudson's Bay Company

698 Lawrence Ave. W. 2^nd Floor

North York, Ontario, M6A 3A5

Phone: 416 256-6632

Fax: 416 256-6650

Toll-free 1 800 465-2301

Email: >Hbcpensions.generalenquiries@hbc.com

Medical Benefits For Retired Employees

NOTE: This brochure is only a summary of

the legal documents governing the benefits.

While every effort has been made to describe

the benefits accurately, the legal documents

will prevail if there is a variation between the

two. The documents are available for review

in the Retirement Benefit Programs Office.

Manulife Financial Plan Contract 83001 Toll-free: 1-800-268-6195

WOODWARD’S BENEFITS FOR RETIRED FULL-TIME EMPLOYEES These benefits are available to full-time staff and supervisors who retire from the Company with 20 or more years of continuous service with Woodward’s. Managers qualify if they retire from the Company with 10 or more years of continuous service. The following dependents are also entitled to the Extended Health Care: Your legal spouse or legally accepted common-law spouse Your unmarried dependent children and adopted children while they are minors (under age 19) or until age 25 if they are in full-time attendance at an accredited learning institution Children who are permanently disabled and who remain totally dependent upon you for support Extended Health Care Woodward’s Extended Health Care Plan pays 100 percent of many medical supplies and services not covered by the Provincial Medical Plan. Supplies and services covered under the Plan include: Oxygen for home use; Blood transfusions; Private duty nursing at home to administer medication (including licensed practical nurses and registered nursing assistants, if a registered nurse is not available) when ordered by the attending physician;

Emergency ambulance service, including air and rail transportation; Rental or, where more economical, purchase of durable equipment, such as a wheelchair, hospital bed, iron lung, etc.; The difference between public ward and semi private hospital accommodation, including co-insurance, except where excluded by law Out-patient services; Paramedical services by a physiotherapist, chiropractor, osteopath, podiatrist, masseur or podiatrist, masseur or naturopath, up to $10 per visit and $250 per individual per category per calendar year, including charges of up to $15 for one x-ray per calendar year; Eyeglasses including frames, contact lenses, including fittings, up to $75 per individual in any consecutive two calendar year period; higher maximums for children considered with supporting medical evidence; Hearing aids when prescribed by the attending physician up to a lifetime maximum of $500. This limit may be raised for children when medically necessary; The purchase of splints, trusses, casts, braces or crutches; The purchase of an artificial limb or eye; Under certain conditions, speech therapy, visual training, orthopedic shoes for dependent children only; Hospice service (alcohol and drug treatment accommodation) subject to a treatment plan and a lifetime maximum of 180 days; Psychological counseling - $15 for the first

hour of initial assessment and $15 per visit thereafter to a maximum of $250 per calendar year. If emergency medical treatment is required while you are travelling outside of your province or residence, the Extended Health Care Plan will reimburse you up to 100 percent of the following expenses not covered by the Provincial Medical Plan: Room and board of standard ward level accommodation Hospital services and supplies furnished during the hospital confinement (excluding special nurses’ fees); Transportation costs incurred by a registered nurse to administer medication to a patient. The maximum is $1,000 per illness with a $5,000 lifetime limit; Physician’s and surgeon’s fees. Out-of-province expenses are subject to an overall lifetime maximum of $100,000 per person. These expenses will not be covered if they relate to any of the following: A sickness or injury under treatment at the time the trip commenced, unless travel is authorized by a physician and the insurance carrier; A pregnancy, miscarriage, childbirth or their complications, unless travel is authorized by a physician or insurance carrier; Elective treatment, including “rest cures”; Participation in professional sports, mountaineering, parachuting, skydiving, underwater activities utilizing compressed air, animal or motorized speed contests.